THEY say that if you get a big return back on your federal taxes, that you should adjust your withholding - otherwise, you're giving the government an interest-free loan. And I can see the logic in that.
I'm not entirely fiscally hopeless - I'm a homeowner, I make IRA contributions. It turns out that this year, I'm getting $32 back from the IRS.
I'm pretty sure that's my smallest return, and it's really good considering I didn't try very hard to target the zero return ideal.
I'm conflicted, though - it'd have been kind of nice to get a huge return. Abstract financial planning logic aside, cash in hand is nice.